Terms and Conditions

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the Camden Wealth Advisers website and any related services provided by Camden Wealth Advisers Pty Ltd (“Camden Wealth Advisers”, “we”, “us”, or “our”).

By accessing or using our website, you agree to be bound by these Terms. If you do not agree, you must not use this website.

2. About Camden Wealth Advisers

We provide financial advice and related services to clients in Australia only.

3. Website Information – General Advice Warning

The information on this website is provided for general information purposes only.

Nothing on this website constitutes:

personal financial advice
financial product advice
legal or taxation advice

Any information presented does not take into account your objectives, financial situation, or needs. Before acting on any information, you should consider its appropriateness and, where necessary, seek personal advice.

4. No Client Relationship Formed

Use of this website does not create a client, adviser, fiduciary, or advisory relationship between you and Camden Wealth Advisers.

A formal adviser–client relationship is established only after:

an engagement process is completed, and
you receive and accept our engagement documentation.

5. Accuracy and Currency of Information

We take reasonable care to ensure website content is accurate at the time of publication. However:

information may become outdated
errors or omissions may occur

We do not warrant the completeness, accuracy, or reliability of website content and reserve the right to update or remove content at any time without notice.

6. Financial Products and Third‑Party Providers

Our services may involve financial products or platforms administered by third parties, including (but not limited to) investment platforms, superannuation funds, insurance providers, and custodians.

Camden Wealth Advisers:

does not control third‑party services or websites
is not responsible for their content, functionality, or availability
does not guarantee the performance of any financial product

All investments involve risk, including potential loss of capital.

7. Limitation of Liability

To the maximum extent permitted by law:

Camden Wealth Advisers excludes all liability for loss or damage arising from your use of this website
we are not liable for indirect, consequential, or economic loss

Nothing in these Terms excludes rights that cannot be excluded under Australian Consumer Law.

8. Intellectual Property

All content on this website, including text, logos, graphics, and branding, is the property of Camden Wealth Advisers or its licensors.

You may:

view and download content for personal, non‑commercial use

You must not:

reproduce, distribute, modify, or commercially exploit website content without written permission

9. Privacy

We are committed to protecting your privacy.

Personal information collected via this website is handled in accordance with our Privacy Policy, which forms part of these Terms and is available on our website.

10. Electronic Communications

By using this website or contacting us electronically, you consent to receiving communications from us electronically, including emails and website notices.

11. Website Availability and Security

We do not guarantee uninterrupted or error‑free access to the website.

You are responsible for ensuring your devices are protected from viruses or other harmful material. Camden Wealth Advisers is not responsible for any loss arising from cyber incidents outside our reasonable control.

12. Changes to These Terms

We may update these Terms from time to time.
The current version will always be published on our website.

Your continued use of the website constitutes acceptance of any updated Terms.

13. Governing Law

These Terms are governed by the laws of New South Wales, Australia, and the parties submit to the non‑exclusive jurisdiction of the NSW courts.

14. Contact Us

If you have any questions about these Terms, please contact us.